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Decimal Fractions: Formulas, Shortcuts, Tricks & Examples for Competitive Exams

Decimal Fractions are among the most scoring and formula-heavy topics in arithmetic. Yet many students find them confusing because decimals behave differently from vulgar fractions, recurring decimals introduce patterns, and conversions require precision.

If you understand these three ideas clearly:
✔ Decimal place value
✔ Converting decimals ↔ fractions
✔ Operations on decimals

Then you can solve ANY question effortlessly.

This Decimal Fractions Guide covers all formulas, rules, operations, shortcuts, examples, FAQs, and exam-level tips, making it the perfect one-stop reference for all competitive exams.

Quick Overview: Decimal Fraction Formulas

Concept / SituationValue / Distance ConsideredOperation / Rule UsedFormula (With Meaning Inside Row)
Decimal fractionDenominator is power of 10Place-value rulea/10, a/100, a/1000 etc. represent tenths, hundredths, thousandths
Decimal → FractionCount decimal placesPower-of-10 conversion0.25 = 25/100 → denominator has two zeros
Fraction → DecimalDivide numerator by denominatorLong division7/8 = 0.875
Annexing zerosValue unchangedDecimal shifting0.8 = 0.80 = 0.800
Removing decimalsSame decimal placesMultiply or reduce1.84/2.99 → 184/299
Multiply decimal × 10ⁿShift decimal rightPlace value shift0.073×1000 → shift 3 places → 73
Multiply decimalsAdd total decimal placesStandard multiplication0.2×0.02×0.002 → 8 with 6 decimal places → 0.000008
Decimal ÷ whole numberDivide normallyReinsert decimal0.0204÷17 = 0.0012
Decimal ÷ decimalMake divisor whole×10,100… both sides0.00066÷0.11 = 0.066÷11 = 0.006
Pure recurring decimalRepeating digits only9-rule0.3̅ = 3/9, 0.53̅ = 53/99
Mixed recurring decimalNon-repeat + repeat digits9s + 0s rule0.16̅ = (16−1)/90
Comparing fractionsConvert to decimalCompare values3/5=0.6; 6/7=0.857; 7/9=0.777

Formulas for Decimal Fractions

Decimal formulas form the backbone of questions related to conversions, multiplication, division, recurring decimals, and comparisons. Before solving decimal-based problems, understand these systems clearly.

1. Converting a Decimal into a Fraction

Why this formula is important?

Exams often ask to convert decimals into lowest-term fractions. Understanding decimal place-value ensures 100% accuracy.

Formula

Decimal → Fraction = (Number without decimal) / (1 followed by number of decimal places)

Example:
0.25 = 25/100
2.008 = 2008/1000

Why this works?

Decimal places represent powers of 10:

  • 0.1 → 1 tenth
  • 0.01 → 1 hundredth
  • 0.001 → 1 thousandth

Removing the decimal and dividing by 10ⁿ keeps the value unchanged.

2. Annexing Zeros Without Changing Decimal Value

Concept

Adding zeros to the right does NOT change value.

Formula

0.8 = 0.80 = 0.800

Why?

Because:
0.8 = 8/10
0.80 = 80/100 = 8/10
0.800 = 800/1000 = 8/10

The fraction value remains identical.

3. Removing Decimal Signs in Fractions

Rule

If numerator and denominator contain the same number of decimal places → remove decimals.

Formula

1.84 / 2.99 = 184 / 299

Why?

Multiply numerator & denominator by 10ⁿ to eliminate decimal.

4. Multiplying a Decimal by a Power of 10

Rule

Shift decimal to the RIGHT by the number of zeroes.

Formula

5.9632 × 100 = 596.32
0.073 × 10000 = 730

Why?

10 shifts decimal 1 place, 100 shifts 2, 1000 shifts 3.

5. Multiplying Decimal Fractions

Process

  1. Multiply ignoring decimal points
  2. Count TOTAL decimal places
  3. Insert decimal in product

Formula

0.2 × 0.02 × 0.002
→ 2×2×2 = 8
→ Decimal places = 1+2+3 = 6
→ Product = 0.000008

6. Dividing Decimal Fraction by Whole Number

Steps

Divide normally → reinsert decimal equal to original decimal places.

Example

0.0204 ÷ 17
204 ÷ 17 = 12
Decimal places = 4
Answer = 0.0012

7. Dividing Decimal by Decimal

Rule

Make divisor a whole number by multiplying both numbers by 10ⁿ.

Example

0.00066 ÷ 0.11
×100 → 0.066 ÷ 11 = 0.006

8. Converting Pure Recurring Decimals into Fractions

Formula

Repeated digits / (as many 9s as repeating digits)

Examples

0.3̅ = 3/9
0.53̅ = 53/99
0.067̅ = 67/999

Why?

Repeating digits represent infinite geometric pattern → denominator becomes 9, 99, 999…

9. Converting Mixed Recurring Decimals into Fractions

Formula

(All digits − non-repeating digits) / (99...00...)
9’s = repeating digits
0’s = non-repeating digits

Example

0.16̅
Digits = 16
Non-repeat = 1
Difference = 15
Denominator = 90
= 15/90 = 1/6

10. Comparing Fractions Using Decimals

Rule

Convert each fraction into decimal and compare directly.

Example

3/5 = 0.6
6/7 = 0.857
7/9 = 0.777…

Order:
6/7 > 7/9 > 3/5

Smart Tips and Practical Tricks for Solving Decimal Fractions

Mastering Decimal Fractions becomes simple when you understand how place value, conversion, and operations work together. Most students make mistakes not because decimal formulas are difficult, but because they apply them without understanding how decimals behave during multiplication, division, and recurring patterns.
This section breaks down the most important concepts into clear, actionable tips so you can solve questions faster and more accurately.

1. Understand Place Value Before Any Operation

Every digit after the decimal carries a value:

  • 1st place → tenths (1/10)
  • 2nd place → hundredths (1/100)
  • 3rd place → thousandths (1/1000)

If you identify place value correctly, conversions and comparisons become effortless.

Example:
0.007 = 7 thousandths

This simple understanding prevents most concept errors.

2. Convert Decimals Into Fractions by Power-of-10 Method

The fastest way to avoid mistakes is to remember:

Decimal → remove decimal → divide by 10, 100, 1000…

Examples:
0.25 → 25/100
2.008 → 2008/1000

Always reduce to lowest terms for exam accuracy.

3. Annexing Zeros Does Not Change Value

Students often get confused when decimals appear with extra zeros.

0.6 = 0.60 = 0.600

Zeros only change presentation, not the value.
Recognizing this avoids unnecessary conversions.

4. In Multiplication, Multiply First → Insert Decimal Later

This is one of the most scoring shortcuts.

Rule: Multiply normally ignoring decimals.
Then count total decimal places and insert the decimal point.

Example:
0.2 × 0.02 × 0.002
→ 2 × 2 × 2 = 8
→ Decimal places = 1+2+3 = 6
→ 0.000008

Knowing this pattern saves a lot of time.

5. For Division, Make the Divisor a Whole Number First

When dividing a decimal by a decimal:

Multiply both numbers by a power of 10 until the divisor becomes a whole number.

Example:
0.00066 ÷ 0.11
→ multiply both by 100
→ 0.066 ÷ 11 = 0.006

This method reduces unnecessary confusion.

6. For Comparison, Convert All Fractions Into Decimals

Instead of taking LCM and cross-multiplying, convert fractions to decimals.

Example:
3/5 = 0.6
6/7 = 0.857
7/9 = 0.777…

Descending order becomes clear immediately.

This technique is extremely fast in exams.

7. For Recurring Decimals → Use the 9s & 0s Rule

Pure recurring → only 9s
Mixed recurring → 9s followed by 0s

Example:
0.53̅ = 53/99
0.16̅ = (16–1)/90

Mastering this rule helps you convert recurring decimals effortlessly.

8. Understand Patterns Instead of Memorizing Every Case

Most decimal questions follow repeated patterns:

  • Decimal → fraction
  • Fraction → decimal
  • Multiply decimals
  • Divide decimals
  • Recurring → fraction
  • Comparison using decimals

All these follow the same principle:
decimal places determine the denominator.

Once you identify the pattern, solving becomes automatic.

9. Double-Check Decimal Places Before Final Answer

A common mistake is placing the decimal incorrectly in the final step.

Always re-check:

✔ Are total decimal places counted correctly?
✔ Did you remove decimal from divisor correctly?
✔ Did you reduce fractions to lowest form?

These checks prevent last-second mistakes.

10. Practice Standard Exam-Level Patterns

Decimal questions appear frequently in:

  • SSC CGL & CHSL
  • Banking (SBI, IBPS)
  • RRB Exams
  • Defence exams
  • Management and campus aptitude tests

Practicing typical patterns builds speed and accuracy, making decimal-based questions high-scoring.

FAQs About Decimal Fractions

Q1. Why do we convert decimals into fractions using powers of 10?

Because each decimal place corresponds to a fixed power of 10 (tenth, hundredth, thousandth), making conversion straightforward and accurate.

Q2. Why does adding zeros after a decimal not change its value?

Because 0.8, 0.80, and 0.800 represent the same number, only expressed with different decimal places.

Q3. Why do we remove decimals from both numerator and denominator?

If both have equal decimal places, the decimals cancel out, making simplification easier.

Q4. Why do we shift the decimal point when multiplying by powers of 10?

Each zero shifts place value one step to the right, increasing the number by powers of 10.

Q5. Why multiply both numbers by the same power of 10 during decimal division?

To make the divisor a whole number, ensuring normal division rules can be applied.

Q6. What is the difference between pure and mixed recurring decimals?

Pure recurring decimals repeat from the first digit after decimal; mixed recurring decimals repeat after some non-repeating digits.

Q7. Why do recurring decimals convert using 9s and 0s?

Because each repeating digit forms a cycle of 9, and non-repeating digits form a cycle of 0 before repetition starts.

Q8. Why are decimals easier to compare than fractions?

Decimal values show magnitude directly, unlike fractions that require LCM or cross-multiplication.

Q9. Why do students make mistakes in decimal multiplication?

They multiply correctly but misplace the final decimal because they forget to count total decimal places.

Q10. Why is practice important in decimal problems?

Because accuracy depends on place value awareness, which improves only through repeated exposure to standard patterns.

Aptitude

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